Ryan pushes hard, hits the ground running and gets the most out of every day. Just one more call on the way home and he could call it quits. During a lane change in rush hour traffic, he punched the last digit, but he didn't make the sale. Instead, he caused a four-car chain reaction crash. Luckily, no one was injured, but last year, 25% of all accidents involved distracted driving.

Hang up and follow these everyday driving tips to live by:

• To be safe, you should pull off the road to make your calls.
• Your safety is well worth the few extra minutes it will take to make your call.
• If you just take a little extra time, you won't be distracted by driving and you will have a clearer conversation. Most of all, you'll be safe.